Five years ago, Smart Money set out to revolutionise the borrowing experience for people in Jersey and Guernsey. Today, as Smart Money celebrates its fifth birthday, the vision of providing a smarter approach to lending, teamed with excellent customer service, has become a reality.

A look back: how Smart Money redefined borrowing

Denny Lane, Smart Money director and co-founder of Prospect Capital, Smart Money’s parent company, recalls how the company began: “When we started Smart Money, we wanted to offer a more intelligent, customer-focused alternative to traditional lenders in Jersey and Guernsey. Our aim was to make the borrowing process more straightforward and personalised, and create lasting relationships with our clients.”

Innovative services for today’s borrowers

In honour of this milestone, Smart Money has launched a brand new website, making it even easier for people to navigate the borrowing process and access the company’s range of lending solutions. Smart Money is pleased to announce that along with the new website, it is also launching two innovative new offerings, expanding its range of services and solidifying its position as a leading loan provider in Jersey and Guernsey.

Promoting financial education: Free Financial Health Check service

Smart Money’s Free Financial Health Check service provides clients with a 30-minute complimentary consultation, which aims to help clients understand their spending habits and help them get the most out of their hard-earned money.

Josh Le Corre, Smart Money’s Business Development Manager explains, “We believe everyone deserves access to financial education. With our Free Financial Health Check service, we’re empowering clients to take control of their finances and make smarter decisions about their future.”

Expanding horizons: Smart Property Finance

Smart Money is also delighted to introduce its Smart Property Finance service, designed to offer flexible funding solutions for property acquisitions, development, refinancing and interest-only mortgages.

Denny Lane adds: “Smart Money’s Property Finance was born out of a desire to provide tailored lending solutions to address the unique needs of property owners in Jersey and Guernsey. Our expertise and strong track record in the property market, backed by our parent company Prospect Capital, enable us to deliver exceptional service and results for our clients.”

With the launch of these two new services, Smart Money continues to break new ground as a loan provider, creating a smarter, more personalised approach to borrowing.

Client-centric approach drives success

Over the past five years, Smart Money has consistently earned high praise from its customers. The company boasts an impressive five-star rating on Feefo, a testament to its unwavering commitment to customer satisfaction. One recent review reads: “Fantastic service and would recommend! Great service and very transparent. The communication was spot on.”

Five years of phenomenal growth

Smart Money’s journey over the past five years has been nothing short of remarkable. The company has expanded its team to seven dedicated professionals who share a common goal: providing exceptional loan solutions to clients in Jersey and Guernsey. Thousands of happy customers have experienced firsthand the benefits of working with Smart Money, and the company’s success speaks for itself.

The future of Smart Money: Continuing the legacy of excellence

This remarkable growth has been fuelled by the unwavering commitment of the Smart Money team to delivering a unique, personalised approach to lending. As the company continues to evolve and expand its offering to serve even more clients, it remains steadfast in its mission to create positive, lasting relationships built on trust, professionalism and a deep understanding of clients’ financial needs.

With five fantastic years behind them, Smart Money is poised for even greater success as it continues to revolutionise the lending landscape in Jersey and Guernsey.